Quote:
Originally Posted by p1l0t
Well 2 seaters are statistically more likely to be involved in accidents. Usually that's because they are higher performance. Also they tend to be more sporty and expensive yada yada. Owners are less likely to have a family as well. So while the number of seats is not a true cause in and of itself for higher insurance, it does still show up in the statistics. Nowadays though I imagine the insurance companies look a lot closer at individual models than just type since they have better computers, databases, and algorithms. Anyway I'm sure 2 doors effects the cost more than the 2 seats.
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All true but the stats belong to each individual car not the fact it has two or four or one hundred seats. The statement has been repeatedly made that the back seats were just to reduce the insurance rates and that is is just a dumb concept all around.