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Well 2 seaters are statistically more likely to be involved in accidents. Usually that's because they are higher performance. Also they tend to be more sporty and expensive yada yada. Owners are less likely to have a family as well. So while the number of seats is not a true cause in and of itself for higher insurance, it does still show up in the statistics. Nowadays though I imagine the insurance companies look a lot closer at individual models than just type since they have better computers, databases, and algorithms. Anyway I'm sure 2 doors effects the cost more than the 2 seats.
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