[Tcoat]

Originally Posted by anchovy619

hi guys, i got into a pretty severe car accident where i was completely stopped on the freeway due to police stopping it for another accident ahead. a car approached from behind and smashed into me without ever slowing me down, sending me and my car down the embankment. he was drunk and there were 4 cars total involved.

i'm very inexperienced with this, and i feel i may have made some bad decisions afterwards. i never called my insurance, since i thought hiring an attorney would help guide me through it all. in hindsight, it was stupid but i've had minor fender benders where i never called them and things end up fine using the other persons insurance.

i wanted to sign the car over to the tow yard since they charge daily. i could keep it for almost 700 or give it to them and theyll just charge 270. my attorney said he wouldnt need it since we had quite a bit of evidence.

now my insurance (wawanesa) called me, asking about my car and if they can inspect it and take it. i told them about the situation and they were confused, wondering why i did these things. i told them i am in financial hardship and had to do something with my car asap. they told me they could've taken care of the fees. they also said they have their own attorneys for these. toyota collision called asking to check and buy the car back (but they dont know how crushed my car looks, non-salvageable)

i dont have health insurance, so all my bills are forwarded to my current lawyer, or will be on a lien with him, so i dont even know how they'll handle that since im going to accumulate medical bills. i told them since i had a concussion, i dont really want to talk about it today and theyll call me tomorrow.

basically, im not sure if its better to use my insurance's attorneys or stick with my own currently. i've already gone this far so i am lost as to if i made a huge mistake or not. does some one have any similar experience that can help guide me through this?

You have been paying for insurance so why not use it? Let them deal with the car and injury costs and your attorney go after any other legal aspects. There is no reason it needs to be one or the other.