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I know someone from long time ago (my first job) who drove a Mustang 5.0 foxbody. A bit of a crazy guy and his infamous quote was "insurance is to show the cops when you get stopped. I pay for minimum liability and no comprehensive. Saves me a bundle..."
As others said, a very sad post but on the upside it could be much worse if the OP does not have enough liability to cover the claims of the other drivers. Instead of being out of pocket for the cost the 2018 BRZ you could be bankrupt!
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