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Ouch. Lesson learned I hope? Don’t have only liability on anything, and don’t rear end people? Those brembos should haul a sub 3k pound car to a stop quicker than most vehicles on the road.
Cars have crumple zones, they’re designed to collapse like that. All that energy that was dissipated didn’t transfer to your spine.
As said, get a quote or 3, pull another stack of $$ out of your pocket and see what happens. And then get full coverage. 3 cars and a motorcycle my wife and I are well under $100 a month. Insurance is cheap.
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