[Mr.ac]

Like other said wheels got the curb rash. Pure cosmetic damage. Unless you start to notice air leaks then it's time for a fix or replace.

As for suspension,
If you don't know what to look for you'll never find and fix it yourself.
Just like others said take it to get the alignments checked out.

The rubbing sound could be as simple as your fender liners.

Given the fact you haven't said anything about jacking the up and taking a look, I would let the pros look at it.