A few months ago I was involved in a bit of a fender-bender while merging in a roundabout. I do have insurance but am unable to claim it since it will raise my rates insanely (I got in another accident earlier last year
). Paying out of pocket at body shop will be ridiculously expensive, so I'm wondering if it's at all possible to repair this myself with the help of some other people and a tutorial of some sort.