I would look for a door to swap onto it. This is how a body shop would find it:
http://www.car-part.com/
I don't know where you are, but I saw three potential donors within an afternoon's drive of where I live for less than $500. You'll want to search using your zip code to see what's near you.
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Originally Posted by rennlistuser3
you pose a good question. I am asking that question myself. I pay more than 200 USD/month on car insurance. You do have to ask yourself, in the long run is it better not to have insurance at all? and in all cases liability is compulsory. I hate insurance companies.
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Most people who hate insurance companies don't understand what they're buying. Insurance isn't an arbiter of "fairness." It's a hedge against financial risk. That's all. You pay it now hoping you won't ever need to use it, but it allows you to drive knowing that your risk is
limited (not eliminated) when you do need it.
In your situation it probably makes more sense to fix it yourself and not file a claim. Sometimes that's what happens. The insurance company isn't to blame for that. The hedge will still be there when you total your car and do actually need it.
As for compulsory liability, anybody who complains about that is a fool. The alternative is litigation on practically every accident that happens. Not only would attorney's fees for suing or defending yourself be a lot more expensive than insurance, your taxes would also go up as well to pay for the additional government bureaucracy and court system to handle all the extra litigation. We've already been there, and that's why we have compulsory liability insurance in the first place.
I have several dings on my BRZ. I haven't filed a claim for any of them, because they would be below my deductible. I just keep driving with them. Eventually this car will need a repaint anyway, so I'll just have them all smoothed out at once. They don't prompt me to boohoo about wasting my insurance premiums every six months, because I understand from the outset that that's not why I pay for comprehensive coverage on the car.
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Originally Posted by rennlistuser3
I hope you're right about me not losing much in resale value. That would be nice.
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Not only are our cars holding their value pretty well, they're also uncommon enough that someone who wants one will not pass up a chance to buy one over a few minor repairs. Diminished value is an issue when you have a vehicle with a rebuilt title that was totaled and rehabbed, or when you have a vehicle that sold for $70K new. After a few years our cars are in a value range where there's no point haggling over a door ding. A buyer isn't going to walk away over that.