[Summerwolf]

Originally Posted by mazeroni

Your coverage will depend on a lot of factors. For example, I have a $500 deductible because there was almost no difference in monthly cost between 500 and $1,500. I've had zero accidents and no reported tickets and I am 30 years old.

For you that may be different. If you don't have $1,500 in savings to pay for your deductible, you may have to go with $500 but deal with a higher monthly premium.

If you're curious, here is my coverage from Progressive. I consider my coverage to be standard. I pay about $60/month.

Bodily Injury & Property Damage Liability:
$100,000 each person
$300,000 each accident
$50,000 each accident
Uninsured Motorist Bodily Injury:
$100,000 each person
$300,000 each accident
Uninsured Motorist Property Damage:
$50,000 each accident
$200 deductible
Medical Payments:
No Coverage
Comprehensive:
$500 deductible
Collision:
$500 deductible
Rental Reimbursement:
No Coverage
Roadside Assistance:
No Coverage
Custom Parts and/or Equipment value:
(At the time of a claim, it will be the insured's responsibility to show receipts to verify the existence and value of additional parts or equipment.)
Loan/Lease Payoff:
No Coverage

That is some stripped out coverage!