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Originally Posted by why?
sounds like you would want a mk1 MR2.
Credit is overrated. Save the cash in a bank account, find a bank that will give a good rate on an auto loan, and just let the bank take the payment automatically from the account. Best of both worlds. Car is already paid for and you are building credit.
I see no value in buying normal cars. Also note that while a small segment abuses the twins, most just use them like normal cars.
Besides warranties are overrated. Some have needed it on the twins but 2015 and after seem to have all the kinks worked out. A boring eco vehicle like a Yaris or a Versa has zero need for a warranty. My Yaris lasted 12 years before I sold it, and not once did I ever need to invoke the warranty, and from what I've seen on those forums no one else did either.
Telling an enthusiast to buy a versa, no matter how old, is just wrong on every level possible.
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OP sounds like someone on a fairly tight budget with no credit. Being fiscally responsible when you're first starting out is solid advice.
Correct on the warranty/ not needing it....great!!! You helped my point out on that.
Your bank account / loan idea is a great credit building tool. Often first time buyers have not saved up the money to do that, especially with a car 15k+ used.