Quote:
Originally Posted by MaximS
Well tbh I get a military discount on insurance, and the lease isn't too bad. So after food, rent and everything else (mess dues, RRSP, tax deductions, this is all deducted automatically by the military) it takes up about 40% of my monthly disposable income. This still leaves me a fair chunk to take it to the track, gas money (I do a lot of weekend road trips) and whatever else.
Fortunately, despite my very little income (relatively), I'm 18 and have no responsibilities, other than my phone and my car. Other than that despite some pretty grim living conditions the government takes care of me.
I can afford my insurance tripling but that would really tie my hands, at that point I would do my best to have someone take over the lease. You see, I am pretty dumb yes, but don't believe I didn't do the math before signing the contract. I just underestimated how much I could fuck up in 4 months.
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By tie your hands, are you at risk financially? If so, you've obviously got some stuff to figure out, but if you're not at risk financially, I see no reason to get rid of the car, unless you don't plan to keep it.
Stomach the cost if you're not at risk, I think that alone should teach you a lesson, mind you, we each have our own threshold for risk, but you're 18, so you have more than enough time to easily recoup from this.
And seriously, stop calling yourself dumb/idiot/etc, just do better, don't try, DO. The more you keep saying stuff like that, it just begins to sound like a half-ass excuse.
Edit: Do look into a paralegal like most are saying.