Quote:
Originally Posted by Skyhound
Also what about people who knows it would take a second job to afford an FR-S/BRZ and openly accept that and get a second job? I don't see that as financially irresponsible, but playing with the hand your dealt. It only becomes irresponsible if your family is starving or your about to be evicted.
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Maybe it's just me, but the fact that you know you have to get a second job in order to afford something, should be a big factor telling you that it might not be the best idea.
Playing with the hand that you are dealt would be managing what your current income is and finding things that would fit that income. Saying to yourself that you can afford something if you do XYZ to do so is how the mortgage backed security fiasco started. People thought they could afford million dollar homes with an annual salary of $40,000 thinking that times will always be good. Yes, some banks are to blame because they gave out the loans. However, the people that took the loans should use some common sense too.
Regardless, I digress but there are so many other things to consider:
-lose one job, goodbye car
-work over 40 hour weeks, goodbye health
-use all your money on car, goodbye social life and other activities
The list can go on and on...
Now the smart thing to do is to save up and buy the car at later date. That is the fiscally responsible move.
At the end of the day, it's still the individual's decision but my opinion is that taking a second job just to afford a car is just a dumb decision.
Now back on topic,
