Quote:
Originally Posted by humfrz
If you are serious about buying property, I would suggest that your first step would contact a lender and obtain a "pre-approval" letter (not just a pre-qualification letter).
This will establish the price range of properties you will qualify to buy.
Then go into a local (to the area you wish to buy in) real estate agency and ask the managing broker to assign you an agent/broker.
Show the agent/broker your pre approval letter and put forth some parameters for a property you would be interested in.
* timing
* location (area)
* price range
* house size
* number of bedrooms and bathrooms
* style (single story, two story etc)
* lot size
Let the agent do the work for you.
If he/she says there isn't anything on the market that fits your criteria .... then adjust your criteria.
See, how easy that is ...... 
humfrz |
Already did. In that order actually. I was pre-approved by 3 out of the 4 places I applied to. I don't have any of the approval letters on hand as they still mail them. All the realtors I've talked with pretty much told me given the current market if I don't have the letter in hand they won't even show me places because how quickly they will sell.
Which is odd as I did everything on my end online or over the phone, with the exception of faxing one document to Chase bank.
The time table is what makes it tricky. Saturday afternoon is when I got with my current land lord. I had a list of homes that evening, and everything else done Today. The whole process being a bit overwhelming right now, a mad rush it's been. I have 26 days to find a place, close/move before I need to be out of the house I'm renting.
To add to the rush I have to leave for a mandatory training trip next week for 10 days in South Carolina.