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On both sides of the argument:
There's a difference between being able to AFFORD a car, and being able to make the payments. Those who just make the payments either end up with an ill-maintained junker after a while, or something happens and they can't make the payments and the car is repo'd and they end up in debt.
On the flipside of that, it is perfectly financially responsible to work multiple jobs to afford the things you want. It is irresponsible to use credit cards and other forms of delayed payment to "afford" what you want.
There are varying degrees to this argument.
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