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Thanks for all of your help guys!
Basically for all of the insurance advice, I don't have a choice. I don't live with my mother anymore and can't stay on her insurance at my own address. G1 drivers in Canada (beginner drivers) must be on Fully Licensed drivers insurance policy.
So I'm pretty sure no one will even offer me theft/fire or comprehensive coverage. Would any Canadians in here know?
Also, selling seems odd, it's my dream car and I just got it last year. It's just basically 3 more months (before I can get my full license and insurance). Selling this and re-buying a car in March would cost me thousands extra (assuming I'm re-buying the same car back). When I bought the car I didn't think I'd be moving out so soon and thought I'd be able to stay on my Mom's insurance during the duration, things changed.
As for removing the insurance breaking my loan agreement, you mean with the dealership or the bank? That's interesting, haven't heard that before and don't think they'd even have any idea.
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