Quote:
Originally Posted by Trovez
So, it's winter  .
First year driving my BRZ, and won't be able to drive it for the next few months.
It'll be stored in my driveway very visible (without insurance) and basically if it were to be stolen during this period, I'm screwed.
All along I've been searching and comparing prices for car GPS trackers, steering wheel locks etc. but then realized, BRZ's have an engine immobilizer, correct? Meaning it can't be stolen without the cars near by. Or am I incorrect in this thinking and someone can still steal it without the keys?
It's a 2015 BRZ Limited 2.0.
Thanks! |
A stick shift, and it helps to have an aftermarket knob that lacks the H pattern.
So here is the deal, in 2016 there was an estimate of 263.6 million vehicles in the US and there was 765 thousands thefts. That means the average car has a 0.3% chance of getting stolen. Probably slightly higher for cars that are easier to steal like older cars. Also higher for desirable cars like expensive cars, or for tuner cars like your BRZ, but I still wouldn't be concerned.
On the other side, paying for insurance premiums is guaranteed. Say the cost for comprehensive is just $100 more per month than the minimum required by law. That is $1200 a year, $12,000 every ten years, and $60,000 every 50 years. A google search will tell you that the average person pays about 50% more than that over their lifetime. Unless you are unlucky you are likely not to get that money back in claims for accidents, thefts, vandalism and acts of nature. Insurance is a gamble for those without cash in their account. If you can't afford to get a replacement car then get insurance. If you would rather invest the money in a 401k or IRA and take your chances then that is a gamble too. After ten or twenty years, if you are accident free then that $12-24k in your account is your insurance in case you do crash, and could be growing with compound interest if invested.
https://coverhound.com/insurance-lea...d-for-how-much