Hey doods.
Got into an accident last monday, 80 yr old guy swerves into my lane hitting my fender, side marker, front bumper. Accident was listed as the other driver's fault in the police report and his insurance (state farm) has accepted liability. They are giving me 2 options, take it to a shop and state farm deals with them OR upload photos of the damage because it is relatively minor (fender, side marker and bumper most likely need to be replaced, nothing structural/mechanical) and they will assess and send me a check. Has anyone used this "pocket estimate" before? What are the chances of me being lowballed using this method? It is attractive to me because I would rather do the work myself. Halp.
