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I think the idea has been covered like a corpse, but if the car was low on oil when the bearing spun, OP's chances of winning a court case over it have slimmer chances than snowballs in Tijuana.
If you're interested in keeping the car long term, I'd recommend getting a built long block from a good engine builder. Personally, I don't really need the headaches of FI so I'd go for a 13.5:1 CR and take comfort in the idea that I have a bullet proof motor.
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Slow is smooth, and smooth is fast
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