[Adam_L]

The real question is do you want a new BRZ, or a used one ?

If new, then sure it will set you back roughly $28-30k after taxes, etc. That is the negative, the positive is you'll always know where it's been (especially important if you think you'll drive it 10+ years)

If used, then wait until sometime in '18 or '19 , and get a super clean used low milage '17 for $20-23k (save about $5-7k). This will also give you time to think on color, manual/auto, etc. If you think your MR-2 can make it another 6mo-18mo …. then why not continue to drive it (it's fully depreciated by now… adding 7-12k miles to the car isn't going to change value much)?! In the mean time, maybe pay down the student loan twice as fast by sending $600 per/mo

practicality-to-enjoy-your-money/life ratio ! That's a good one! It's similar to "opportunity cost" , however Opportunity cost is all encompassing. Weigh out the pros/cons , pay down debt… stay consistent, and in the end you'll be fine.