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IMHO, I would get a used twin, as others recommended. That will save at least 10K for you. I would check the car finance rate compared to the student loan rate. If car interest rate is lower, you can pay off the part of student loan at least as much as the cost of the car. If the student loan rate is lower, pay the car in cash. Compare your loan rate with the return of an investment account (such as ROTH IRA) before paying off the loan or paying cash for the car. It might be better to invest the cash while paying loan.
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