Quote:
Originally Posted by gramicci101
It seems almost necessary to have a credit card and use it regularly if you want decent credit. Just make sure to not use very much of it and never miss a payment.
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Yea they do that on purpose to get people into the game. I was basically told that when I got my first checking account and credit card from my local bank when going into university. I had zero credit history at the time and didn't even need anyone to co-sign.
Then during the first week in school, I saw people trying to sell credit cards left right and center throughout the campus. It was a crazy scene.
Back in high school I knew someone that got into credit card debt buying re-issue and masterpiece Transformers. I tried to show him what is compound interest but he wouldn't understand.
