Quote:
Originally Posted by gramicci101
It seems almost necessary to have a credit card and use it regularly if you want decent credit. Just make sure to not use very much of it and never miss a payment.
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Pretty much.
I have 2 that I alternate between for every purchase I make and pay them off each month. My credit is usually around 770-790ish.
I also end up with around $500 in rewards for doing literally nothing at the end of the year.