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Can you qualify for a low interest auto loan from a credit union? If so, pay off the student loan but keep $10K set aside for padding - $10K is ALWAYS a nice number to have tucked away. Take out a 5 yr auto loan for $18K @ 2% and that equals your same $300 a month payment. Go out and find yourself a nice used BRZ. Now you have a bitchin car to drive around for the same payment - that will bring you very much enjoyment and many smiles. Then if you want to sell the MR2 - take those proceeds along with your return+bonus and pay the auto loan down for a smaller monthly payment. Life is short, enjoy it a bit!
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