Quote:
Originally Posted by tobin
That's like a $300 repair at a body shop, why would you make an insurance claim for it?
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...Because the OP wasn't at fault and the other driver (or their insurance) should pay.
Now if you can work something out with the other driver that doesn't involve the insurance company, that's fine. I've done that in the past (3 occasions I can think of off the top of my head), holding in reserve that I could always file with the other driver's insurance if they don't pay up.