[perryair]

for the subset of car owners that intend on owning instead of leasing, driving the car a 'standard' or higher mileage for the foreseeable future, keeping the car past the 60k standard powertrain, are able and patient enough with their local subie dealership to do the work there and don't plan on modifying the car in any appreciable way then there is definitely a value proposition to purchasing the insurance.

but if you are unsure or unable to keep those elements to your ownership profile then ymmv. im glad the op has that warranty work now paid for. i do know that there's lots of folks such as myself with ownership expectations and experiences where it would be less of a potential 'win'.