Quote:
Originally Posted by Tcoat
Just a second let me take a look at your diff. HMMMMM ya it looks pretty bad.
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Yeah, maybe I sound stupid. But here's why I'm asking:
- I'm assuming appraiser dude is biased. If he writes off every last thing that *could* be damaged, no one second-guesses him. But if he says the insurance company should repair the car, then they end up paying more to fix it than the car is worth, he looks bad to his boss. So if there's a 10% chance the diff is damaged, he'll still write it off.
- I'm assuming some people on this forum know the car design pretty well, and can say something either like "the diff is pretty robust and isolated from the wheel, so looking at that pic I'm sure it's fine" or conversely "that shock that bent the wheel likely trashed the diff also. Walk away from the car. Reamer, you should make sure your insurance didn't miss that too, you don't want to get screwed if it gives you trouble 3k miles from now".
I've gotten some good feedback that's useful on the frame and airbags, but the diff makes a ~$8k delta in the quote, so it's on my mind.
Quote:
Originally Posted by Tcoat
Not even sure why you are worried about it if the car is totaled. Are you actually considering just keeping and fixing it? You know the insurance company won't just give you money to fix it if written off right? The accident is now in their records so they will probably not even insure it again anyway.
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Insurance will pay out the full value of the car, and I can buy it back from them and fix it if I want. If they've been very conservative in estimating the damage, that may be worth it. Good point on insuring it after though.