Quote:
Originally Posted by fatoni
i dont take too much stock in credit score as i do financial history. i doubt the raise in insurance would be anywhere near the cost in interest to build credit. again i dont think building credit is a bad idea but i think we put a little too much faith in it over other factors. i know that when i ruptured my achilles tendon, i had good credit but failed to get a $3500 loan for an operating suite even though i was prequalified for a 25k auto loan
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I'm in agreement with you. No problem. Worrying about my credit score is not something I do. Definitely more in the "Dave Ramsey" camp ("debt is dumb" and "credit score = I
Debt Score") than the "do everything you can to get a perfect score" camp.
Just trying to explain that it does effect other things. The trade-off is perfectly fine with me.