Quote:
Originally Posted by Dkittrell
Im using farmers insurance a with
Multi car and house I pay 90 a month and that's with 300K coverage as that's what on the CTS in the garage so they made me match it .
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That's common, as almost every insurance company requires the liability coverage limits (and also medical payments, uninsured motorist, etc.) to be the same for all vehicles and all drivers on the policy (though some will allow you to exclude liability altogether for certain vehicles). I've only heard of one, maybe two companies that will let you stagger your liability coverage limits.
Quote:
Originally Posted by Dkittrell
I would have my bike thru them as well but they wanted me to put 300K on the bike and I told them to pound sand lol
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Yeah, they can't make you keep the same liability coverage limit on that (since a motorcycle is a different, completely separate policy, even if it's with the same insurance company and linked together for multi-policy discounts), though it's common for them to recommend that you keep your liability coverage limits the same. Realistically speaking, it's difficult to cause that much bodily injury and/or damage to others while driving a motorcycle anyway. But if they MADE you get that, then that's odd, unless you also have an umbrella policy where the underlying limits are a certain amount (i.e. 100/300/100 or higher, though most companies require 250/500/100 or higher).