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So my insurance agent called me back and told me sorry the $100 extra every 6 months for the new car replacement feature was incorrect. If I want to add that feature it is $184 extra each 6 months. I am having a hard time deciding. If I just stick with the current full coverage it is $369 but adding that feature would move it up to $553. How much depreciation can we expect from the frs within 3 years
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