Just probably bad luck, as they say, someone has to be on the top end of the bell curve and with a few accidents under your belt, you will probably be fine from here on in...unless you are skewing the data by your driving habits!
Seriously, don't get rid of the car because of this.
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It's not speed or the attention that matters, it is that unexplainable moment when man and machine become one! At that time, nothing else exists except the path before you.