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Sorry to hear about your injury. Here's my experience with the value of these cars.
My 2014, base, manual got totaled last month.. 26k miles, near mint condition. I was happy with the payout from my insurance company of $19,500. The payout aligned closely with KBB private party sale value and NADA retail sale value. These cars hold their value quite well, considering I paid $24,500 two years ago brand new. I only owed 15 on it, so came out with over 4gs cash.
Sorry to say this, but prepare for disappointment if you owe $20k on a 2013 model.
One thing to keep in mind is that trade in values are extremely variable depending on how much a dealer wants to move a car off a lot. I have a friend who got $3400 for a 98 civic with 280k miles on it recently. That car wouldn't have fetched $1k in a private party sale, but the dealer really wanted his business. Shop around, good luck.
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