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I guess being a single guy (26) I don't get the best, but I don't think it's bad at all.
My agent quoted me $912/6 month policy, $1k deductible(down to $600 with my rewards) all state gold protection pkg.(accident forgiveness, deductible rewards)
I've had 3 tickets (no points), but it's been years since my last *knocks on wood*
Had a fender bender 4 years ago, but, accident forgiveness ftmfw!
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