Quote:
Originally Posted by FingerDiddle
So why are you willing to spend what savings you have on a depreciating asset?
I understand that being young you're also prone to stupid decisions but the wiser members here should be jumping on this post and helping you realise that you should put off the car until you have a better life situation, don't live outside your means.
You're still very young, you gave plenty of time to buy the car once you're better off.
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I'm sure it's not the smartest decision I'll make, and I don't want to get super philosophical about my life views, but I've set up a pretty solid plan in case things get rough. I wouldn't be spending everything I have saved on the down payment, I'd be holding onto a year at minimum of payments that I'd dip into only if something unexpected happened. That's the primary reason I can't afford new, is the payments would be too high to keep that precaution. And I need to get another car because I'm met with countless issues with mine and spend more time working on it than is healthy.
I appreciate the suggestion! And I understand where you're coming from, but I also know when I graduate there's going to be more important things to be looking at rather than a car I don't need, and I also know having a coupe is going to be nearly impossible to rationalize down the line.
It definitely isn't a flawless decision I'm making, but I've been thinking what's the worst that can happen if I go through with it for a while, and it doesn't seem there's much that could really go wrong here if I follow through with everything.