[nickmerronesucks]

hey guys so my car got tboned a few days ago. The adjuster has finally called me the only aftermarket thing damaged was 1 c west side skirt. However the car has probably another 15,000 in parts on it. The adjuster was recommending I insure the car for aftermarket parts just incase of a future incident Has anyone done this yet and is it cost effective? I'm not sure how much it would add to the bill. Not sure if he was just trying to get an upsell or actually cared about my car. Haha.

If anyone has any input let me know. Its travelers insurance btw.