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Originally Posted by babydriver
Our HOA is not that bad ($40 a month) and we didn't have to purchase mortgage insurance because we were able to pay more than 20% in equity this time (the advantage of this being our 4th house purchased.) Otherwise we could be looking at a payment much closer to 2k on a 230k mortgage.
One other thing: Try your best to get city utilities rather than a MUD. The MUD will charge you out the wazoo for services and utilities.
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Quote:
Originally Posted by Heat Sinker
O they do for sure. I do not have a choice with the house I am perusing. Water and waiste is only through them. Gas, electricity is open market.
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According to a realtor website, a pretty nice 140k home would cost me ~$800-900 a month for everything but utilities depending on my down payment. I can afford more, but without being able to see in the future I'd rather not push my luck.
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