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I have been struggling to find an insurance carrier to cover my car with all the aftermarket. From what I have seen, read and spoken to reps at companies none if the big companies will cover much more than around $5k in aftermarket. I'm struggling to find any company that will go higher. I think I'm going to go with specialty insurance, just need to find some.
Most insurance reps are clueless and don't realize that people will put $10-30k in aftermarket into a car. So they just assume (incorrectly) that you have mild upgrades like stereo and wheels, and its covered. In actuality most anything over your specific policy limits will not be covered.
If anyone has recommendations, I'm all ears.
Thanks.
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