[Stang70Fastback]

Originally Posted by Xinshadow

Just to add to this a bit, I've insured my car with Geico since I've had it, and their policy is you declare the extra value for the modification in question, and if it's damaged as a result of a claim, they cut you a check for the declared value.

When I had an accident with my FRS a few years back that destroyed a few aftermarket parts on the car, they just cut me a check to buy replacements. It did make repairs take a bit longer, but the shop was lovely and everyone did a great job.

For kicks, I did a check and the aftermarket parts were more expensive than OEM replacements at the time. Although this was pretty early in the cars life cycle ( March 2013 I think), so the aftermarket parts were probably easier to get.

Still, a 5% bump in my premium was worth the peace of mind. Your mileage will probably vary wildly based on your insurance though.

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I have GEICO too, so I'm curious what parts you had listed with them...?