[Kostamojen]

Originally Posted by jawn

On the topic of wheels, OEM replacements for regular wheels, tires, and TPMS are anywhere between $400-$600 per corner MSRP depending on what they pro-rate your tires to at the time of the theft.

Assuming a $500 dollar deductible, you'll still probably get cut a check for $1100-$1900 dollars. I guess it just depends on what risk you're comfortable with. Assuming they pay out for full-boat OEM replacements at MSRP, you can still get into a set of decent wheels and tires for very little out of pocket. If you're rocking Volks or something similarly spendy, I'd consider the increase in premium for aftermarket parts coverage, but if you're on Enkeis or something more mundane, it's probably not worthwhile.

This. You get covered for the MSRP of the stock parts, which in turn you can use for aftermarket if you so choose. I've had it happen before.