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Old 03-06-2016, 11:12 PM   #8
Stang70Fastback
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Quote:
Originally Posted by aegisdrgn View Post
when the accident is not your fault, the other insurance will cover your parts, no problem.

When the accident is your fault, is when your insurance will have issue with aftermarket parts if they aren't explicitly insured/declared to the insurance at the time of policy renewal.
So it sounds like if someone steals your wheels, you'll be SOA. Still, starting to sound like I shouldn't bother with it. If someone else hits me, everything is fine (which makes sense), and I just have to not be dumb enough to crash my own car, in which case I deserve to pay for new parts. And if my wheels get stolen, my car came with the STi wheels, so I'd imagine I'd get at least SOME decent value for them which would help offset the difference.
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