[RichardsFRS]

Originally Posted by Packofcrows

All you, but I wouldn't have bought it if I were still a college student. A $8k Corolla or Civic would have outperformed this car in college.

My recommendation is pay it off, graduate, then get a new car. By then BRZ's will be like $10k or the new refresh models will be out.

If you really want to get rid of it, then be prepared to either:

I. Get a huge APR like 10%+
II. Hurt your mom's credit

Go to a credit union, then refinance if you can. Save $2-3k to do this. Get your mom off the title. Then do whatever you want.

Now, if you want to build some credit, keep the car for a year (IMO). In the mean time, get a part time job or work study job, open 2-3 credit cards, use them until you owe $250 on each and make minimum payments for approx 8 months. Should have a decent credit history and score by then.

I think his car is paid for