I just read most posts on this threads, and I'm the same way Steve. I just got my car in November, and only wondered if I read the right thing because of money. It's the first car I buy from a dealer, and the monthly payments scared me. I used to buy cheap used cars and just pay all of it.
I'm happy with my FR-S, and the only thing that bothers me now is audio, which can be upgraded later on once money allows!