Quote:
Originally Posted by PandaSPUR
Using a debit card is actually a worse idea. Its harder to make fraud claims and get your money back..
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Quote:
Originally Posted by Lonewolf
Why use a debit card when you can use a credit card with zero fraud liability and the chance to earn cash back, miles, or points?
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At least for my bank account it is considered a debit card if it is only good for up to the balance on that account (checking #1)
My other accounts (checking #2, #3, etc) have credit cards attached and will automatically extend a line of credit if you overdraft (overdraft protection)
With the checking #1 card the only money that it is possible to steal is whatever measly amount I have in the account.
With the other accounts, they could withdraw thousands even if the account was empty.
Of course I dont need to worry about it either way because they are all protected. Even the "Debit card" is issued by MasterCard.