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I always saw these as a way to monitor you initially for a discount, track your driving habits, and then deny you in the future if something happened even remotely linked to your driving happened.
Even if it was ever offered I wouldn't want a snapshot of my personal driving habits on file. Its just like your cars "black box" that allow them to see the last few seconds of driving if you have an accident or warranty claim.
Not to say its a bad thing or not necessary in some instances, just that I personally want as little on file as possible.
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