[MarcusM117]

Talked with TFS this morning. As everyone mentioned, you are only responsible for Payoff + Taxes. In my case, state + lieu. TFS is writing up a package with all of the final numbers so I can have my personal bank cut a check. ETA is 4-5 business days so Friday or Monday next week.

Throughout the day, the dealer called 3 times. I finally answered and let them know what TFS said, she goes "well if you find out you do need a safety inspection we'd love to have you come in, I'll call again in a few days." What a joke, prior to me walking out they argued that it was mandatory and any dealer or private bank would require such an inspection! I've used my private bank for a handful of vehicles now and they've never bothered me with anything extra.

I'll update if TFS comes back with any surprises but I think the conclusion is stay away from Autonation Toyota.