Quote:
Originally Posted by Webster10
The users name is AlexJamesFrs and I am not sure how he was able to get a hold of my credit card information either. All of the information I provided him was my email, then I entered his email into paypal. His email and my address was all of the information that was exchanged. And I'm positive that this guy is the one committing fraud on my card. He claimed he was in South Carolina, but after looking up the area code of his phone #, he lives in CA right near where the extra automotive shop charge was made.
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There is almost no way he can have accessed your paypal/card info unless you gave it to him directly or indirectly. did you by any chance follow a link he had sent you to make the payment? Is the paypal page you paid from legit (maybe received an emailed invoice stating it was paypal but did it actually lead you to paypal.com or another site) Is your password easily guessed (like if you are named john and your password is john123 or something like baseball). I used to work in credit card fraud so I know how this goes.
Several things are possible:
Before I even begin did you recently use your card for anything like automotive services or parts (a lot of times a shop may not have the same banking name as their actual shop name)
(btw is the credit card from your paypal account the same one that got defrauded with the car shop payment)
1. you have non secure passwords that are very commonly used/guessed (baseball, 1234, etc.) or you provided him your information either knowingly or unknowingly (using link he provided to make payment, hinting at your possible password).
2. you provided him the card number directly and also gave him the expiry date and security code on the back(hope you didn't actually do that)
3. Coincidentally you happen to have your card cloned and defrauded at the same time that this happened with the guy (did you shop for anything on Black Friday, store often get hacked on big holidays and credit card numbers are stolen in bulk (Winners/Homesense; Target, WM, etc.)
In any case, I would recommend you contact both paypal and your credit card company they will be able to track how the payment was made(whether was made through internet or in store with the actual card present). If you really think someone may have a lot of your personal information, I also recommend contacting your credit bureau to ensure that no changes to your personal info has been made or any new credit cards fraudulently opened.
here is just one of the many examples of fake email invoices (this one is a terrible one but some look very legit):
