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With my AAA discount, I was able to get 72mo/75k miles bumper to bumper for only $900 extra with a $50 deductible. Making the deductible $50 instead of $0 dropped the price quite a bit. Also, if I sell the car early, I'll get the unused portion refunded to me. Seemed worth it to me for the piece of mind.
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2003 Corvette Z06 - Dry Sump LS7 built by East Coast Supercharging 
560rwhp & 549rwtq 10.8@134
2013 Subaru BRZ Limited - WRB, 6MT, PTuning Header, Motriv OP & FP, Perrin Res. Catback, Toms Tail Lights, Sprint Springs, Rays 57DR Wheels, 186rwhp
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