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also when you are financing a vehicle you can move to just fire and theft, But make very sure it doesn't leave its storage spot and your insurance company knows where it is being stored.
I am what's called a "high risk driver" and because I have a company vehicle I am not insuring a second vehicle so my insurance company will not allow me to move down to fire and theft while being stored until some of my tickets clear so depending on your driving record it would be good to check with your insurance company first if its available to you or not.
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