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Unfortunately you can't take insurance off until you own the car. If TFS still owns it (financed or leased) you still have to have it covered. If you plan on buying it out at the end of your contract, I would just start setting aside extra cash every month now. Even if its an extra 150-200 a month, it all adds up. That said, I do believe you can finance the residual value of the car when the lease is up.
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