Quote:
Originally Posted by STZ
Yup, well said.
Especially since the other party is at fault, they have to cover this. Assuming you're actually physically okay, you have your life and your money still. The worst that happens is you're inconvenienced.
Think of the silver lining. If you had any buyers' remorse, you can get a different car to cover the points that the BRZ disappointed you in, or you can get a 2016 BRZ which should be marginally better than the 2015, or even better yet you can wait a bit and get a 2017 BRZ which might have minor upgrades and a small facelift.
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my insurance claims person sounded like they are going to try and repair the vehicle? after a questionnaire though he said that they are going to evaluate it for a total loss first based on the answers i provided.
im pretty pessimistic though either way or either outcome, i loved the car but the extent of the damage is going to make it less than ideal for future trade in if repairable, however if considered a total loss then i have no extra money for a down payment or anything like that on another car and would have to deal with not only my lienholder's balance and payoff from the total loss but the negative equity and gap insurance. I expect that processing all that is a lengthy ordeal.
I looked up the value of my car and it's around 23k from what ive seen, and if i am remembering correctly the repairs or whatever have to be 70-75% of the car's value meaning 16k-17k in repairs? I was also informed that if i am right below the threshold then they will try and repair.