[fumanchu1]

Originally Posted by jawn

Insurance companies will raise rates after a moving violation with points; the amount will depend on a variety of factors. It may not be a lot, since you've been driving for a while, but there's a 99% chance it'll increase. In most states, a moving violation will stay on your record for 3 years, which means you'll have elevated insurance rates for those 3 years. It's up to you to decide if that's worth it.

For reference:
http://www.forbes.com/sites/jimgorze...surance-rates/

Some insurance companies do not raise rates for 1 offense on the driving record only when you hit 2(all depends on the company and geographical location though)